Fathoms nightclub on the Disney Magic
Photo: Fathoms nightclub on the Disney Magic / Disney Cruise Line / Matt Stroshane

These Vacations Are All-Inclusive. 

This is only true on a few luxury lines. On most cruise ships, you have to pay extra for gratuities, specialty dining, excursions, spa treatments, drinks, and other onboard activities, not to mention flights, hotels, and transfers.